Having been out of the housing market a while, I set my sights on perhaps a slight upgrade.
My lender offered a few suggestions of its own.
Some needed a little work...
...but overall, househunting has been kind of fun. Over the months, I learned many things. For example:
Prospective buyer rings doorbell, asks if it is okay to look at the back yard.
Sure, Owner says; would Buyer like a tour of the house?
"Are you sure?" Buyer asks. "I know I'm here unannounced."
"Sure," Owner replies, pointing out, "We are trying to sell it."
Buyer loves the house (or, more specifically, the yard and neighborhood). Buyer gets preapproval from lender, then decides to seek preapproval from a higher authority. Two days later, Buyer brings la madre to the house and rings the bell. Teenage girl answers. Her mom is not home.
"I went through the house on Saturday," Buyer says, "and I was hoping to show it to my mother," indicating senior in question.
Daughter makes executive decision, decides to straighten up a bit while Buyer wanders around the yard. Daughter steps outside and invites the strangers in.
"Are you sure you won't get in trouble with your Mom?" Buyer asks.
"No, I called her," Daughter says. "It's fine."
Midway through the tour, Daughter hands Buyer a cell phone. "This lady wants to talk to you."
Said lady turns out to be Owner's agent. Owner has apparently called her.
Agent begins her interrogation. "Who are you?"
"Are you an agent?"
"No, I'm just interested in the house."
"How did you learn about it?"
"And did you make an appointment with me to see it before going there?"
Screeeeeech. "Uh, no. Since I came by on Saturday and it was okay, I thought it would be all right to have another look."
"Well, if you really saw the home on UtahHomes.com, then you would know that it says the house is to be shown by appointment only."
Uh... "Sorry," Buyer says, "I didn't see that." Buyer has seen listings with that wording and is embarrassed to have missed it. (Buyer realizes later that the listing does not in fact say that. Clicking on this image will show a listing with quite similar wording, chosen randomly for illustrative purposes only and not at all the actual house in Draper that Buyer really wanted because it had an acre.)
Buyer is informed that asking to see the house is inappropriate, that there are just two teenage girls in the house, that Buyer is basically scum, etc. "You know what?" Buyer says. "I don't need this." Mid-ream, Buyer hands phone to Daughter and kisses the coveted acre goodbye. House remains on the market, and Buyer, meanwhile, continues the quest for yard...